A backyard pool is a major investment. Costs range from $3,000 for a basic above-ground pool to $100,000+ for a custom in-ground pool with all the extras. Here's what to expect at every level.
Above-Ground Pool Costs
| Type | Cost Range |
|---|---|
| Inflatable pool | $100–$1,000 |
| Steel-frame above-ground pool | $1,500–$6,000 |
| Resin above-ground pool | $3,000–$12,000 |
| Semi-inground pool | $10,000–$25,000 |
In-Ground Pool Costs by Type
| Pool Type | Installation Cost | Lifespan |
|---|---|---|
| Vinyl liner | $30,000–$65,000 | 15–20 years (liner) |
| Fiberglass | $45,000–$85,000 | 25+ years |
| Concrete/Gunite | $60,000–$120,000+ | 50+ years |
Additional Costs to Factor In
- Fencing — Required by code in most areas: $2,000–$8,000
- Decking — Concrete or pavers around the pool: $5,000–$20,000
- Pool heater — $1,500–$4,000 installed
- Pool cover — $500–$5,000 (automatic covers cost more)
- Landscaping — $2,000–$15,000 for surrounding area
Annual Maintenance Costs
| Expense | Annual Cost |
|---|---|
| Chemicals | $400–$800 |
| Electricity (pump/heater) | $600–$1,500 |
| Professional service | $800–$2,400 |
| Insurance increase | $50–$300/year |
Pro Tip: A pool will increase your homeowner's insurance premium. Contact your insurer before installing a pool — budget $50–$300 extra per year depending on your coverage level and location.
Estimate Your Pool Installation Cost
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Estimate Pool Cost →Questions to Ask Before Installing a Pool
- Does your HOA allow pools?
- What permits are required in your city or county?
- What's your soil type? (Rock or clay increases excavation cost)
- How will a pool affect your property taxes and insurance?
- Do you have enough yard space for required setbacks from property lines?